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No one leaves their home with the intention of getting in a car crash. It is one of those things that happen, and is aptly named, an "accident". But there is more involved in a car accident than may be immediately apparent. There is the condition of the vehicle you are driving, the road, weather conditions such as heavy rain or snow, and of course, other users like pedestrians or drivers who are all players when a car crash occurs. Any of these could be a factor. If blame is placed on you, you could see your insurance rate rise and over the course of years, it could add up to a lot of money. so here are some few tips to observe when you or someone you know is involved in a car crash.
1. Secure the area. Many people have lost their lives or been disabled when they are involved in a minor fender bender, then stepped out of their vehicle or loiter around just to see on oncoming vehicle plough into them. Be safe. Move out of harm's way.
2. Assist other persons in danger. Help other injured parties who may not be able to get to safety on their own to do so. When everyone is in a safe area, then you can move to the next step which is:
3. Call emergency services. This may be the police, fire or ambulance services. A dispatcher who takes the call will help you determine what service may be appropriate for your situation.
4. Give your statement to the police. NEVER ACCEPT RESPONSIBILITY. The police will collect statements from involved parties and witnesses. Don't discuss the accident with anyone, even bystanders.
5. Call your insurance company and alert them. Most insurance agents will furnish you with an insurance card that you are required to have in the vehicle at all times it is operated. Have this handy as emergency phone numbers for your insurance agent will be found on the card.
6. If you are intimidated by the prospect of navigating through the Insurance claims and legal process on your own, get a good lawyer. Check your local library and other groups, even your local Church. Some lawyers will offer their services for free -pro bono- to needy people. Be proactive. You can also check online for other guides or advice on how to get help in your specific States or locality.
No one leaves their home with the intention of getting in a car crash. It is one of those things that happen, and is aptly named, an "accident". But there is more involved in a car accident than may be immediately apparent. There is the condition of the vehicle you are driving, the road, weather conditions such as heavy rain or snow, and of course, other users like pedestrians or drivers who are all players when a car crash occurs. Any of these could be a factor. If blame is placed on you, you could see your insurance rate rise and over the course of years, it could add up to a lot of money. so here are some few tips to observe when you or someone you know is involved in a car crash.
1. Secure the area. Many people have lost their lives or been disabled when they are involved in a minor fender bender, then stepped out of their vehicle or loiter around just to see on oncoming vehicle plough into them. Be safe. Move out of harm's way.
2. Assist other persons in danger. Help other injured parties who may not be able to get to safety on their own to do so. When everyone is in a safe area, then you can move to the next step which is:
3. Call emergency services. This may be the police, fire or ambulance services. A dispatcher who takes the call will help you determine what service may be appropriate for your situation.
4. Give your statement to the police. NEVER ACCEPT RESPONSIBILITY. The police will collect statements from involved parties and witnesses. Don't discuss the accident with anyone, even bystanders.
5. Call your insurance company and alert them. Most insurance agents will furnish you with an insurance card that you are required to have in the vehicle at all times it is operated. Have this handy as emergency phone numbers for your insurance agent will be found on the card.
6. If you are intimidated by the prospect of navigating through the Insurance claims and legal process on your own, get a good lawyer. Check your local library and other groups, even your local Church. Some lawyers will offer their services for free -pro bono- to needy people. Be proactive. You can also check online for other guides or advice on how to get help in your specific States or locality.
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